Insurance Planning
Protect what matters most with personalized insurance guidance focused on term and health coverage.
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Term Life Insurance
Maximum protection at affordable premiums. Pure life cover without investment mixing.
💡Smart Insurance Hack
Buy regular term plan and invest the premium difference in mutual funds for potentially higher returns than TROP policies.
Protection Stories That Matter
They told me in my language what cover I actually need. No extra talk, just simple. Happy now.
Our Insurance Planning Approach
Other insurance policies available on request after consultation.
Risk Assessment
We evaluate your life stage, financial responsibilities, and existing coverage to identify protection gaps.
Coverage Design
We create a personalized insurance plan that provides optimal protection at the most efficient premium.
Implementation
We help you select the right policies, guide you through the application process, and provide ongoing support.
Medical Inflation in India
Annual percentage increase in healthcare costs
Why This Matters
Healthcare costs in India are rising 2-3x faster than general inflation. Without the right coverage, a single hospital stay today can wipe out years of your hard-earned savings. A robust health insurance plan with adequate sum-insured protects you and your family from unexpected medical expenses—so you can focus on recovery, not bills.
Impact of Inadequate Insurance
Financial Stress
Average hospitalization in metro cities costs ₹5-7 lakhs for serious conditions. Without adequate coverage, this can deplete your savings and force you into debt.
Goal Disruption
Medical emergencies can deplete savings meant for education or retirement. Proper insurance ensures your financial goals remain on track despite health setbacks.
Frequently Asked Questions
We recommend a term insurance coverage of at least 10-15 times your annual income. However, the exact amount depends on your age, dependents, outstanding loans, future financial goals, and inflation expectations in India.